“Consumer’s Account” means a demand deposit account maintained by Consumer at a US financial institution that Consumer uses in connection with the Services. “Consumer” means a person or entity that authorizes or presents an Item as payment for a transaction at a Customer Property. “Claim” means any claim, demand, directive, suit or other proceeding, notice, damage, expense (including reasonable attorney’s fees), assessment, fine or liability of any kind. “Check Cashing Consumer” means a patron who presents a Third Party Check to a cashier for cashing. “Available Cash Limits Balance” means NRT’s advisement of balances remaining during the 6-day period covered “Available Cash Limits Authorization” means authorization of total cash available to an inquiring Consumer of Customer for a 6-day period of time. Available Cash Limits also provides balance availability during such 6-day period of time. “Available Cash Limits” means a component of the Services (defined below) offered by NRT to Customer whereby a Consumer customer of Customer may inquire and obtain quotes of cash available (subject to negative information and risk available to NRT) for a 6-day period of time following such customer’s inquiry. “Authorization” means the agreement provided (electronically or in writing) by a Consumer for each Warranty Transaction that authorizes processing the Warranty Transaction as an electronic fund transfer and is required by the NACHA Rules or other applicable Legal Requirements (as defined below). “Approval Code” means the indicator transmitted by NRT notifying Customer that NRT or its Vendor has authorized an Item for Warranty coverage in connection with a Warranty Transaction or a Consumer for acceptance into an applicable Customer’s Loyalty Program. “Agreement” means the agreement between NRT and Customer under which NRT provides Customer with check cashing services and which includes these Additional Terms. “Additional Terms” means these Additional Terms and Conditions as amended from time to time by NRT. “ACH Network” means the Automated Clearing House Network, a processing and delivery system that distributes and settles electronic fund transfers. Warranty Requirements for ECA Transactions

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